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Liability Insurance

Auto Comprehensive and Collision Coverage

This entry is part 2 of 2 in the series Auto Insurance

What is Comprehensive and Collision Coverage? Comprehensive and collision coverage, or as most people say, comp and collision, is actually 2 different automobile insurance coverages. Both cover damages to the vehicle you are covering, but in different ways. First, lets take a look at how the Texas Department of Insurance (TDI) defines each coverage. Comprehensive …

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Liability Insurance

Auto Liability Insurance

This entry is part 1 of 2 in the series Auto Insurance

As I sold insurance, it became abundantly clear that liability insurance was one of the most mistaken coverages of clients. Many times clients would call in and ask for liability insurance and think that it covered their own car. That is the farthest from the truth. Let’s start with how the Texas Department Insurance (TDI) …

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